Terms of Service
Last updated: January 31, 2026
1. Platform Nature
Panam AI is a market analytics and technology platform intended for informational and educational purposes only. We provide tools for portfolio tracking, market analysis, and financial visualization to help users make informed decisions.
2. No Investment Advice
Panam AI does not provide investment advice, stock tips, or personalized recommendations. Any market analysis, trade bias, or insights provided on the platform are for educational purposes only and should not be construed as financial advice. Users should consult with qualified financial advisors before making any investment decisions.
3. No Trade Execution
Panam AI does not execute trades, manage funds, or act as a broker or portfolio manager. We do not have the ability to place orders, transfer funds, or access your bank accounts for any transactional purposes. All broker integrations are strictly read-only.
4. User Responsibility
All trading and investment decisions are made solely by the user. Users are responsible for verifying information, conducting their own research, and understanding the risks associated with trading and investing in securities and derivatives.
5. Data Accuracy
Panam AI does not guarantee the accuracy or completeness of third-party market or broker data. While we strive to provide accurate information, market data may be delayed, incomplete, or subject to errors. Users should verify all information independently.
6. Limitation of Liability
Panam AI shall not be liable for financial losses arising from the use of the platform. Trading in securities markets involves significant risk and may result in substantial financial losses. Users acknowledge and accept these risks when using the platform.
7. Subscription & Billing
Paid subscriptions are billed according to the selected plan (monthly or yearly). Users may cancel their subscription at any time, with access continuing until the end of the current billing period. Refunds are provided in accordance with our refund policy.
8. Account Termination
We reserve the right to terminate or suspend accounts that violate these terms, engage in fraudulent activity, or misuse the platform. Users may delete their accounts at any time through the settings page.
9. Changes to Terms
We may update these terms from time to time. Users will be notified of significant changes via email or in-app notification. Continued use of the platform after changes constitutes acceptance of the updated terms.
10. Contact
For questions about these terms, please contact us at legal@panamai.in