About Panamai

India's Intelligent
Finance Platform

We're building the operating system for your financial life. Not just a screener. Not just a tracker. A unified intelligence layer that connects your investments, trades, taxes, net worth, and goals into one coherent, actionable view.

Our Mission

Clarity over complexity. Intelligence over information.

The average Indian investor uses 4-5 different apps to manage their finances — one for stocks, one for mutual funds, a spreadsheet for tracking, a calculator for taxes, and WhatsApp groups for market tips. This fragmentation leads to poor decisions, missed opportunities, and financial blind spots.

Panam AI exists to eliminate that fragmentation. We bring together portfolio management, trade journaling, wealth tracking, market intelligence, tax planning, and AI-driven insights into a single platform — designed for clarity, built for India.

Every feature we ship answers one question: does this help our users make a smarter financial decision?If it doesn't, we don't build it.

What We Stand For

Four Pillars of Panamai

INTELLIGENCE

AI-Powered Financial Intelligence

We go beyond raw data. Our AI engine analyzes market patterns, identifies opportunities, and provides actionable insights — explaining its reasoning, not just predictions. From trade bias detection to portfolio risk scoring, intelligence is embedded in every feature.

UNIFIED

One Dashboard for Everything

Stocks, mutual funds, ETFs, gold, real estate, crypto, income, expenses, liabilities — all consolidated into a single intelligent dashboard. No more switching between five apps to understand your financial picture.

AUTOMATION

Automate the Tedious

Auto-calculate brokerage charges across brokers. Auto-import trades from Google Sheets. Auto-track net worth changes. Auto-generate tax reports. We handle the grunt work so you can focus on decisions.

ACCESSIBILITY

Professional Tools for Everyone

Bloomberg-grade analytics shouldn't cost Bloomberg prices. We bring institutional-quality screeners, heatmaps, portfolio analytics, and trade journaling to retail investors — starting at zero cost.

Platform

What Panam AI Covers

A growing suite of tools that cover the full spectrum of personal finance and trading.

Portfolio Tracking

Multi-broker, multi-asset class portfolio with live P&L

Trade Journal

Auto brokerage, Google Sheets sync, 15+ analytics charts

Net Worth Engine

Assets, liabilities, income, expenses — complete picture

Smart Screeners

Breakout, momentum, volume spike & reversal scanners

Market Heatmap

Sector-wise visual map of market movements

AI Predictions

ML-driven trade bias with explainable reasoning

Tax Calculator

Old vs new regime, ITR form selector, PDF reports

IPO Tracker

Upcoming, open & listed IPOs with GMP and subscription data

Market News

Curated market intelligence with sentiment tagging

Tax News

Income tax updates, due dates, circulars from IT portal

Financial Calculators

SIP, FIRE, loan EMI, real estate ROI tools

PMS Analytics

Portfolio management service performance benchmarking

Our Journey

Building in Public

2024

Panam AI founded — started as a trading analytics tool for markets in India

2025 Q1

Launched portfolio tracking, trade journal, and Google Sheets integration

2025 Q2

Added net worth engine, multi-broker support, and AI chat assistant

2025 Q3

Expanded to full wealth management — assets, liabilities, goals, tax tools

2026 Q1

V3 launch — Noir Finance redesign, mobile OTP, IPO tracker, market intelligence

500+

Users

25,000+

Trades Tracked

14

Asset Classes

12+

Tools & Calculators

Compliance & Trust

We Are Not a Broker

Panam AI is an analytics, intelligence, and educational platform. We do not provide investment advice, execute trades, or manage portfolios. We are not registered as an investment advisor, portfolio manager, or stock broker.

All data is provided for informational purposes only. Trading in securities market is subject to market risks. Past performance is not indicative of future results. Please read all related documents carefully before investing.

Data & Privacy

Your Data, Your Control

We never sell your personal or financial data to third parties
Bank-grade encryption for data in transit and at rest
You can export or delete your data at any time
OAuth-based broker connections — we never store broker passwords

Get In Touch

Have questions, feedback, or partnership inquiries? We'd love to hear from you.

PanamAI

The intelligent operating system for modern finance. Engineered for clarity, built for growth.

Trust

Bank-Grade Security
FEMA Compliant
SEBI Aligned Data
© 2026 Panam AI Fintech Private Limited. Made with ❤️ in India.
All Systems Operational
v3.0.0-incubation
Panam AI provides market intelligence and analytical frameworks for informational purposes. We do not provide personalized investment advice or portfolio management services. Investment in securities market are subject to market risks. Read all the related documents carefully before investing. Registration granted by SEBI, membership of BASL and certification from NISM in no way guarantee performance of the intermediary or provide any assurance of returns to investors.