Privacy Policy

Overview

At Panam AI, we take your privacy seriously. This policy explains what information we collect, how we use it, and your rights regarding your data.

Data We Collect

• Email address (for account creation and communication)
• Name (optional, for personalization)
• Connected broker metadata (read-only portfolio data)
• Usage analytics (how you interact with the platform)
• Device and browser information (for security and optimization)

Data We Do NOT Collect

• Broker passwords or login credentials
• Bank account numbers or financial credentials
• Trade execution permissions
• Payment card details (handled by our payment processor)

How We Use Your Data

Data is used solely to provide analytics, alerts, and portfolio insights:

• Display your portfolio and positions
• Calculate risk metrics and analytics
• Send alerts based on your preferences
• Improve platform features and user experience
• Provide customer support

Data Sharing

Panam AI does not sell or share user data with third parties for marketing purposes. We may share data with:

• Service providers necessary for platform operation (hosting, analytics)
• Payment processors for subscription billing
• Legal authorities if required by law

Broker Data Access

When you connect a broker account, we request read-only access to your holdings and positions. We:

• Cannot place trades on your behalf
• Cannot access or transfer funds
• Store access tokens securely with encryption
• Allow you to disconnect at any time

Security

We implement industry-standard security measures including:

• SSL/TLS encryption for all data transmission
• Encrypted storage of sensitive data
• Regular security audits
• Access controls and authentication

Your Rights

You have the right to:

• Access your personal data
• Correct inaccurate data
• Delete your account and associated data
• Export your data
• Disconnect broker accounts at any time

Cookies & Analytics

We use cookies and similar technologies for authentication, preferences, and analytics. You can control cookie settings through your browser. We use anonymized analytics to improve the platform.

Changes to This Policy

We may update this privacy policy from time to time. Users will be notified of significant changes via email or in-app notification.

Contact

For privacy-related questions, please contact us at privacy@panamai.in